Values
Interest-free by principle, not just for speed.
The club was built so property can be bought without interest-bearing debt, with profit that visibly benefits people who need it.
How the profit is shared
10% - member gifts
Returned to active members through gifts, credits and rewards drawn from platform profit.
10% - orphan support
Committed to sponsoring orphans, with allocations and disbursements published each period.
10% - Umrah fund
Funds Umrah trips for members and recipients selected through a transparent process.
What interest-free means in practice
- Purchases are structured around members' own funds and pooled equity - joint ventures and profit shares - rather than interest-bearing mortgages.
- Investor funds use profit-and-loss sharing, with the risk and the return sitting together.
- Fees are flat and disclosed up front - no penalty interest, no compounding charges.
- Every fund allocation is recorded in a ledger members can inspect.
The club is not a religious authority. Members who need a formal ruling on a specific structure should consult a qualified scholar; we will provide the documentation needed to do so.
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