PICProperty Investors Club
A row of British terraced houses lit by golden hour sunlight

Pre-launch · founding members across the UK

Buy UK property without a mortgage, without interest, without a chain.

A UK network of verified buyers, sellers and trades funding property deals of every kind - without a mortgage and without interest. We open one outward postcode area at a time, and the deepest founding lists go first. Join from anywhere in the UK.

  • Any property strategy
  • Funded without interest
  • You only pay when it works
46
people on the UK founding list
40
outward postcode areas with real activity
677
founding slots still open
17
power team slots in every outward postcode area

Structures vary by transaction. Property Investors Club is not a lender, broker, fund or financial adviser, and nothing here is regulated financial advice. See how financing works.

Where the founding list is deepest: PE2

PE2 (, East of England) - 4 on the founding list

Open now - 15 of 17 founding slots still unclaimed

How buying property without a mortgage works

No mortgage, no interest, no chain - the idea in 30 seconds.

  1. 1

    The problem

    Most property in the UK is bought with a mortgage. That means interest, lender delays and long chains - and it shuts out anyone who can't or won't borrow.

  2. 2

    The club

    A network of verified members who buy outright instead: with their own funds, or partnered with other members on a joint venture or profit share. No lending, no interest.

  3. 3

    Your outward postcode area

    You claim an outward postcode area. One member per profession, per outward postcode area - so your solicitor, builder, surveyor and agent are a real local team, not a directory.

  4. 4

    The result

    Sellers get speed and certainty. Buyers get deals matched to them by score. Trades and professionals get escrow-protected work in their own patch.

  • Outright purchase
  • Refurb & flip
  • HMO
  • Serviced accommodation
  • Company let
  • Lease option
  • EDC
  • R2R
  • R2SA
  • R2HMO
  • Commercial conversion
  • Mixed use
  • Land purchase
  • Land development

Structures vary by transaction. Property Investors Club is not a lender, broker, fund or financial adviser, and nothing here is regulated financial advice. How financing works.

What it costs, and when

Two paths - investors and members, or founding trades.

  1. 1

    Founding list

    Free

    Email and mobile only. No card, no account. It holds your place and registers demand for your outward postcode area.

  2. 2

    Vetting

    £99 + VAT

    One-off, paid when you choose to become a member. Identity and address checks, and it confirms your outward postcode area on the live map.

  3. 3

    Membership

    From £7/month + VAT

    Chosen and paid at the same checkout. Starter £7, Member £15, Pro £40 a month - or ten months for twelve on annual. Lifetime is £999 + VAT one-off, £499 + VAT while founding places last.

Vetting and membership are paid up front. Job fees are only ever taken from escrow when work completes.

Lifetime membership is one payment for permanent Pro access: £999 + VAT, or £499 + VAT while founding places last. Members who already hold a lifetime pass keep it in full, for life, at the price they paid.

Which one are you?

Four ways into the club, whether you hold the full amount, part of it, or a trade.

I'm ready to buy now

Founding buyers are invited first, get scored ahead of the queue and see member-first listings before anyone else.

Buy without a mortgage

I'm still building my funds

Partner on a joint venture, or put what you have into another member's deal for a share of the profit. Never interest.

See the four ways in

I run a trade or practice

One slot per profession per outward postcode area, escrow-protected jobs and your own local power team.

Build your power team

I want to sell

Not taking listings yet. Join and you're first to get a cash offer when sellers open at 10,000 members.

Sell your property for cash

Where the founding list is growing

Live numbers, most people on the list first. Your outward postcode area opens sooner the more local names are on it.

Postcode areaOn the listLive jobsSlots openWhen it opens
PE2

, East of England

4015 of 17Open now

Open now - 15 of 17 founding slots still unclaimed

Claim a slot
E13

East Ham, London

307 to openBuilding

Opens at 10 on the list - 7 to go

Join the E13 list
E6

East Ham, London

208 to openEarly interest

Just started - 8 more people open this outward postcode area

Join the E6 list
EN5

Barnet, London

1016 of 17Open now

Open now - 16 of 17 founding slots still unclaimed

Claim a slot
NW9

Brent, London

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the NW9 list
PE4

, East of England

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the PE4 list
B12

, West Midlands

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the B12 list
BD1

Queensbury, Yorkshire and the Humber

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the BD1 list
CB24

Over, East of England

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the CB24 list
CM20

Harlow, East of England

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the CM20 list
CR0

Croydon, London

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the CR0 list
EN8

Broxbourne, East of England

109 to openEarly interest

Just started - 9 more people open this outward postcode area

Join the EN8 list

Questions people ask first

Every objection we get asked - pyramid claims, rates, joint ownership, the company itself - answered in full on the FAQ.