Legal
Plain-English summaries of the policies that govern membership, transactions and data on the platform.
Membership is billed monthly or annually in advance (annual billed as ten months) and can be cancelled at any time before the next renewal, with no minimum term and no further charge. Postcode slots are licensed, not owned, are conditional on maintaining a client rating above 4 out of 5, and return to the queue when a membership lapses.
The one-off qualification and vetting fee of £99 + VAT is refundable in full within 14 days of payment provided vetting work has not yet started on the application; once documents have been reviewed the fee covers work already carried out. Monthly and annual membership can be cancelled at any point before renewal; cancellation stops future billing and releases any outward postcode area held back to the queue, and part-used periods are not pro-rated. Introducer rewards are held for 30 days and are reversed where the underlying completion is reversed. Refund requests are made through the contact page and are processed to the original payment method.
Property Investors Club verifies member identity, contact details, trade credentials and insurance for access to the platform, and monitors activity for fraud and abuse. That is membership vetting, not regulated compliance work: the club is not a firm supervised for anti-money-laundering purposes. Statutory customer due diligence, source-of-funds and source-of-wealth evidence, sanctions and PEP screening and any reporting obligations on a property purchase are carried out by the regulated solicitor acting on that transaction. Our checks do not perform, replace or certify theirs. We may decline or suspend membership where our own checks cannot be completed, and we will co-operate with members' solicitors and with law enforcement where we are required to.
Job and deposit payments are held by our payment provider and released against milestones agreed by both parties. Where a dispute is raised, funds remain held until evidence from both sides has been reviewed. Platform fees are disclosed before any payment is taken.
We process personal data to operate memberships, verification, listings and payments, with a lawful basis under UK GDPR. Data is never sold. Members can request access, correction or deletion of their data, subject to records we are legally required to keep.
Quick cash offers are indicative until confirmed in writing following survey and title review. Sellers are under no obligation to accept an offer and may withdraw a listing at any time before exchange.
Membership is paid for access to the platform and its services, never for recruiting other people. Referral benefits are single-level only: wallet credit calculated as a published percentage of fees the introduced member actually pays to the club, triggered by genuine cleared payments and never a share of any job value. There are no downlines, no commission on anyone else's introductions, no recruitment income and no promise of profit from introducing members. Referral credit can be withdrawn at any time and is not an investment return.
Property Investors Club does not lend money, arrange credit, take deposits, operate a fund or provide regulated financial advice, and it charges and pays no interest. Purchases are funded by members' own verified funds, alone or in partnership, and purchase money is held and moved by a regulated solicitor — never by the platform. Where members buy together, the contributions, profit split and exit are set out in a written agreement prepared by their own solicitors, so the structure depends entirely on that specific transaction. Capital is at risk: property values can fall, rental income is not guaranteed and no return is promised. Take independent legal, tax and financial advice before committing funds.
Nothing on this platform is financial, tax, legal or investment advice. Property values can fall as well as rise, rental income is not guaranteed, and members should take independent professional advice before committing funds.